Personal Loans

Personal loans provides an individual the opportunity to borrow money to personal needs, such as rent, medical bills, school fees and so on.

Benefits

• Interest-only payments and Principal at the end of tenor
• Full or partial payments

Eligibility

• Individuals
• Salary Earners
• No Collateral

Requirements

• Application letter stating the amount and tenor of the loan
• Account opening form (attached)
• Last 12months bank statements and pay slip
• Brief personal/professional profile
• Valid means of I.D. and passport photograph
• Copy of utility bill– within the last three months
• Copy of employment/confirmation letter, if applicable
• Signed Cheque(s) if a current account
• Any other available document to support the request

Procedure

• Fill and submit the application form
• Provide the required checklist for credit review
• Generate offer letter
• Execution of offer letter
• Payment of advance rental fees
• Delivery

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